I can tell you that they don't make deer this tough in Vermont

Never mind the idiotic "pulling the spare car out of the trunk" gag. Decent visual, not all that interesting, and the only thought that came to mind during it was why the hell the nice-looking woman of uncertain ethnicity can't be bothered to lend a helping hand while the guy is struggling to extract an entire car from the remains of his old one. But, whatever.

I'm more interested in what exactly caused this wreck. We get a glance at a deer in the commercial's opening seconds, strongly implying that this little thing is somehow at least partially responsible. But obviously, there has been no collision, unless the animal is a refugee from Krypton or something. So what's the deal? The car isn't crumpled up against a huge rock or some other immovable object, it's just sitting there in the middle of the road. How did this happen?

Seriously, this is one mysterious commercial. How does a car end up completely totaled in the middle of the highway like that? And while we are at it, how fast was that car going, to create this level of damage? Neither of these people seem to have a scratch on them, or to be even the slightest bit upset or even disheveled. Of course, they DO have that spare, which I guess is such a perfect copy of the old car that it contains all of the luggage, CDs, etc that the trashed car did....

And they drive off and just leave their wreck in the middle of the highway? That's nice- leave a little surprise for the next young couple that comes cruising around the bend.

I know I think about all this just a bit too much, but I still want the back story. How DID that deer cause this accident? Because maybe I don't really need to know, but I'm sure the insurance adjuster would like an explanation. And I don't think she's going to buy the "we hit a deer" story.