You're going to be here all day. Just Accept It.

Never mind the "just accept it, banking monkey" patronizing BS that flows through this God-Awful commercial. It's every bit as bad as Southwest's "Our Crappy Airline is So Much Different than the others, THEY cheat you out of every penny" ads.

In fact, never mind ANY ad for Banking, Airlines, Insurance, Cars or Beer which suggest that somehow their identical service or product is measurably "better" than all the others. Because it's all a crock. There's about as much light between Ally Bank and Bank of America as there is between the Democrats and the Republicans- not enough to illuminate a grain of rice. So Ally, Southwest Air, State Farm, Miller Lite- cut the crap, ok?

Instead of dealing with that entirely predictable, utterly dishonest theme, let's just stick with something simple- who among us has not been behind this guy at the ATM machine? Of course, it's usually something like the stupid knothead having not the slightest idea how to use the freaking machine, or not realizing that you can't WITHDRAW the money if you don't actually HAVE the money. This time, Our All Too Familiar Jerkwad is content to stand there holding up the entire line because he can't decide whether to pay a freaking three dollar fee to get his money. I mean, I know I've seen this guy more than once in my life. In fact, I see him everywhere- at the ATM machine, he can't figure out the Amazingly Complicated Buttons. At the theater, he suddenly can't remember which film he wanted to see, or that he needed to take his money out to pay for the ticket. At Giant Food, he insists on using the Do It Yourself aisle but can't find the barcode on the items he wants to purchase to save his life, and of course is buying nothing but fresh produce so he has to God Help Us Both find the proper code on the screen and (horrors) weigh his freaking bunch of parsley TODAY IF IT WOULD BE CONVENIENT. He's the Guy With No Clue But All The Time In The World, and if you know what you are doing and/or are in a hurry, that's just tough.

Thanks for giving this guy a job, Ally. I'll congratulate him the next time he's in line in front of me.