It's never too early to set up the next generation of debtors

Or perhaps it should be "it's never too early to set up the next generation of debtors by providing them with unrealistic expectations concerning money. That is, that money can buy happiness, or that using a credit card to purchase thousands of dollars worth of junk in order to earn 'points' which can then be redeemed to buy a ticket to the most Overrated Sporting Event in World History is a good economic plan." But I didn't want to overwhelm the title box.

So instead, I'll leave the caption the way it is, and point out that this stupid old dick doesn't seem satisfied that his granddaughter is happy spending time with grampa and would just like a candy bar. No, he's going to buy her Everything Her Little Heart Desires under the guise of being "generous," when in fact he's just trying to accumulate "points." Gee, what an awesome message to be sending an impressionable little girl. Thanks, Visa. And thanks, NFL. For fulfilling our already very, very low expectations of you.

Can someone explain to me please what goes through the heads of people who might actually do what this guy is doing? I mean, how many synapses have to seriously misfire to convince a person that it's a good idea to spend thousands and thousands of dollars you don't have in order to accumulate enough "points" to buy something ELSE? Why doesn't this guy just BUY A FREAKING TICKET TO THE SUPERBOWL? This makes about as much sense as spending a hundred dollars throwing plastic rings on glass bottles, hoping to win a stuffed animal on sale at the gift shop for $15. What am I missing here?

And if this guy insists on living in a delusional little alternate reality where somehow accumulating gallons of debt in order to gain a shot glass of "rewards" makes sense, could he at least leave his innocent little granddaughter out of it? I mean, she's still young- shouldn't she be given a CHANCE to avoid being brainwashed into believing that the pretty plastic card is the key to happiness? Because this....this is just wrong.