American Home Shield- Because Capitalism isn't F--ng poor people over enough already

"If you don't know what a Home Protection Plan is, you are definitely the kind of gullible sucker we want to talk to."

That's not exactly what the guy in this ad says, but it IS exactly what he means.

I hate these scumbags like poison- people who prey on the most financially vulnerable among us deserve their own little ring of hell.  I"m talking to you, Aaron's- and Rent A Center, and American Home Shield.

I hear these commercials on XM all the time- "you are just one broken refrigerator away from financial disaster.  So you NEED American Home Shield, insurance for your appliances...." but listen carefully to what these lower-than-dirt putrid maggots say in their smooth little pitches- "all COVERED repairs will be paid for when you purchase protection with American Home Shield."

In other words, "All Covered Repairs Will Be Covered."  Oh, and what are "Covered Repairs?"  Simply the repairs American Home Shield chooses to pay for, IF ANY.

And it gets even worse- when you want to file a claim, you have to pay a "service fee" (the radio ad says "of course, a service fee is required for each filed claim"- yes, of COURSE, because everyone knows that when you purchase any kind of insurance and want to actually USE it  you have to pay a filing fee...um....right?)

Who falls for crap like this?  People with no money.  People who live in constant fear that the old refrigerator, washer and dryer, etc. they picked up at the swap meet or second-hand store will fail and they'll be left in the lurch, unable to provide a vital service for their family.  So they shell out several hundred dollars they really don't have for non-coverage, pay a non-refundable  fee they can't afford when it comes time to file a claim,  and get in return a stream of excuses to explain why this particular problem isn't covered, sorry, no refunds.

As if poor people don't have enough problems, there's no end to vulture companies like American Home Shield ready to pick their pockets.  Why is this even legal? Oh yeah- capitalism.  Free Enterprise.  Freedom.  All that crap.

(Here are some reviews from actual American Home Shield customers concerning this business from my favorite website, RipoffReport.com- it seems that when this company DOES honor claims, it employs bottom-feeder incompetents to do crap work to save itself money- what a surprise....490 complaints, most of them very recent, and in a 30-minute survey of the complaints, I have yet to find a single rebuttal from the company or a satisfied customer....)

- http://www.ripoffreport.com/reports/specific_search/American%20Home%20Shield