Another slice of the banal, courtesy of State Farm

1. If you didn't know how this commercial was going to end ten seconds in, well, either you aren't particularly bright or you haven't watched anywhere near as many commercials as I have (which kind of contradicts the first possibility.)

2.  If you care about this hipster eurotrash wannabee doofus with his prerequisite beard and flowing hair and office job, you're a far, far better person than I am.

3.  If you wonder where this guy is running to the hospital from (come on, he's either fleeing his house where he left the water on, or he abandoned his desk at work.  Not both)- hey, me too!  This makes no sense at all!

(And yes, if it's the pregnant woman who left the water on, that makes a bit more sense.  But it's still stupid.)

4.  If you are sick to death of bloodsucking insurance companies inundating us with BS "we care" commercials, join the club.  State Farm doesn't see a baby about to be born here.  State Farm sees a Dependent about to be added to this couple's insurance policy.  And dollar signs.  Period.