Allstate will have to look elsewhere for forgiveness....

First- neither of these "parents" seem at all concerned about the condition of the car.  Is it really a "minor fender-bender?"  Not if they are going to be using "accident forgiveness" for it- you get that ONCE.  If it's just a "minor fender-bender," they are paying for it out of pocket and holding off on the accident forgiveness for a major accident.  If this kid is talking about accident forgiveness, it kind of implies that this was a serious, costly accident.  Which leads us to our second point.

Neither of these "parents" seem at all concerned about the condition of their kid, or if anyone else was involved in the accident, or if anyone was hurt.  Just don't give a damn.  "The car has been damaged in a non-specific but expensive way? You're grounded.  Now go away."  Ugh.

(Oh, and if you think you can stomache it, check out some of the YouTube comments.  This kid is such a good actor, this kid is so cute, the Dad in the commercial symbolizes everything wrong with American Males today, the Mom is a Rhymes-With-Witch, etc.  It's pretty sad.  Forget I suggested it- don't check out the YouTube comments.   Not worth it.)