Capital One and Jennifer Garner live in a fantasy world...

...where people actually keep their voices down in a public library.  I can't remember the last time I was in a library where people even attempted to keep their voices down- hell, I consider myself fortunate when there isn't at last one disgusting jagoff using a freaking cell phone when I go to the library.

...where adults actually sit and read and kids actually do what appears to be research (they've got notebooks and paper) at the library.  What is this, the 1980s?  I mean, I really hope I'm wrong and this is still a very common sight- but when I go to the library there are always more people wasting time on the computers than actually reading.  And doing research?  At the library?  That's still a thing?

....where it makes perfect sense for a credit card spokeschoad to enthusiastically whisper praises of a that credit card to a random elderly librarian stock character.  Why is Ms Garner doing this?  Why is the librarian the perfect candidate for the Capital One Credit Card, and why is now the time to be pitching that card?

....where in response to "imagine the miles," the librarian apparently does so and instantly breaks out into a "Wow That's a Lot of Miles" scream?  We can see the librarian's screen- she didn't go to Capital One and check out how many miles she could get.  She just started "imagining" the miles she could get and apparently got floored by her own math?  What the hell was that all about?

I really don't know what is going on here.  I'm missing something.  What is it?  A lobotomy?