Discover the Courage to ask for what everyone else has already

So I guess the guy in this ad is visiting from the year 1980, because he feels like he has to psych himself up in order to work up the courage to call Discover and

1.  Apply for a card, and

2.  Demand that there be no annual fee attached to that card.

And of course he's going to end up looking like a total idiot because it's 2018 and the only credit cards that carry annual fees are those Platinum things which also give you free sky miles and allegedly awesome hotel deals and a free ride through security at airports and the opportunity to sit in a plush easy chair in some airport bar rather than along the dregs in those uncomfortable plastic seats at the gate where you have to deal with listening to everybody else's "personal device" and scramble for space at the phone charging station.

Not to mention that he's trying to get a DISCOVER card, the favorite card of first-year college students with maybe $500 to their names and no credit history- in 1982.  Holy crap, I bet this guy spends the entire weekend chanting "you can do it you can do it you can do it" before heading off to Starbucks and asking for extra foam on his caramel latte.