These SoFi loans are made by people who have never actually been in debt. That's obvious.

 

First, why does every single SoFi commercial feature someone with exactly the same amount of debt down to the freaking penny ($4017.24?)  I mean, it doesn't matter if they got in trouble with credit cards, or had medical issues, or (in this particular case) student loans- it's always the same amount.  If we were at war, I'd think it was a secret code being sent to our enemies or something.  Heck, I still think that might be the case.

Second, why does every single person in these SoFi commercials insist on telling us that their debts are a big deal while also showing us a lifestyle suggesting the exact opposite?  All of these people have substantial apartments or houses, all seem to be gainfully employed- but $4017.24 is hanging over their heads like a freaking sword of Damocles? It didn't stop you from getting that luxury apartment or house and filling it with furniture.  Why is it bothering so much that you felt the need to get a consolidation loan (that's what SoFi is.  It's a consolidation loan service.  Period)?  I don't get it.