These people aren't afraid of the "F" word, and their hatred of the "F" word is misplaced.
What they fear and hate is the "R" word- Responsibility. Also the "O" word- Obligation.
They worship the "V" word- Victimhood. And the "D" word- Deflection.
These people think it's cruel and unfair that they are expected to live up to the terms of signed contracts d to pay a certain amount of money each month for a certain number of years, at the end of which they would own those big beautiful homes that they gladly moved into. They snap like starving bass at any company that will call them victims of "Predatory Lenders" because sure they were legal adults but that print was really really small and that house looked so nice and all they wanted was to live the American Dream plus they Deserve It Because Reasons.
Having proven themselves easily-manipulated victims of their own gullibility, the LoanMod Hotline looks like a super-attractive way of escaping the legal agreements they freely entered into as a way of keeping the houses they never could really afford.
Oh, and what is "something that they can afford?" It's another "R" word - "Rent"- that of course was not good enough for them because They Deserve Better, again Because Reasons.
It never ends with these people, does it?
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