"I see something, I buy it." Yes, exactly. The fact that you say that to a worldwide audience, with a big smile on your face, doesn't make it any better. Just sadder.
Klarna, AfterPay, and a dozen other apps make it super-easy to pay a little down and get that impulse buy into your house as quickly as possible, with the monthly installment payments coming later. If those companies have their way, you'll find this so convenient and easy you won't even notice when your entire paycheck is being vacuumed up by installment payments on stuff you already impulsively purchased because Gosh This App Makes It Seem Like Its Practically Free.
I'm sure this won't end badly. After all, what could go wrong with Buy Now Pay Later? What's good for the 1920s has to be good for the 2020s, right? And never mind that the average American is already carrying $6500 in credit card debt. We'll be fine as long as we can keep buying stuff.
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