So I guess the answer this guy's question "what would happen to me if I didn't have a Navy Federal Credit Union Account and it's identity protection services" involves a very complicated but nothing resembling logical series of events: Someone wearing a penguin mascot costume would steal his credit card and then wait to be noticed so that he could point out that he stole the credit card- rather than, you know, just running away. The guy wearing the costume would then wave at the marine he stole the credit card from while holding the stolen credit card in his wing instead of concealing it. The guy wearing the penguin costume would then carry out the next step of his ingenious plan- running away from two twenty-something marines while wearing a penguin mascot costume (the REAL genius comes in knocking over a trash can to slow down his pursuers, since obviously the marines couldn't possibly disobey the Do Not Walk on the Grass signs that I assume exist even though I don't see them because if they don't exist this makes even less sense than....well....then it already does.
I don't know. This doesn't strike me as a particularly compelling reason to get a Navy Federal Credit Union card, but I'm not in the navy or in the market for a penguin mascot costume so what do I know. By the way, I apologize for the weird formatting- this always happens when I have to embed an ad from iSpot.tv for some reason.