Here's my answer to the customer who asks "my tween wants a new* phone, how do I get one without breaking the bank?": Don't buy your tween a phone at all. She wants one. She doesn't need one. Don't buy the phone, and you've instantly saved an amazing amount of money. Oh, but you might have to do some parenting, instead. So I guess you're going to go ahead and buy that phone and deal with the cost any way you can, because the important thing is that a kid under 13 years of age wants a phone.
My better question is "why is this geek wearing a winter hat indoors? And why is he getting a free pass from a woman who needs to spend less time sitting and looking at her phone and more time actually using some of that energy she's been storing? Why is she snarking that a guy driving a golf cart should "get a helmet for that thing" when the obvious response from the guy should be "why are you wearing shoes, you never seem to use them?"
*note that the tween doesn't want a phone- she wants a NEW phone. So she's under 13, and she's already had at least one phone that she's "grown out of (doesn't show well for her peer group.") This is so gross. Are American families struggling to make ends meet, or are they in "need" of an updated phone for their not-yet-13-freaking-year-old kids? We can't have it both ways.