1. Ridiculously opulent house considering the way the guy in this ad ends up using a Buy Now Pay Later service geared toward people who are living on the margins of financial ruin:* Check.
2. Precocious (read: nasty, obnoxious, punchable) little girl bleats criticism and marching orders to her - Uncle, I guess?- about getting the dance right if he's going to be in her Tiktok. Why he wants to be in her Tiktok I don't know, but all that matters is that we get that awful little kid trope box ticked off. Check.
3. Punchline which makes no sense- this guy spent so much time trying to dance with the little girl for her Tiktok video, he has to soak his feet while sitting in a chair he does not yet own, which he has to buy with a Buy Now Pay Later service despite obviously* being able to use a credit card or even cash, and having no hope of actually getting that chair before his feet are no longer swollen from dancing. Check.
*Or maybe this guy has an opulent house because he is another target demographic for this ad campaign: People who desperately need to appear to be wealthier than they actually are by buying things that they really can't afford. Or people who are addicted to the dopamine rush some get by purchasing things- ANY things. Or just impulse buyers. This guy could fit into any of those categories, especially the last one- I mean, seriously. This guy doesn't already own a chair he can sit in while he soaks his feet? Is he even going to remember why he bought that chair when it shows up? He'll certainly be reminded every few weeks when those "easy" payments keep getting deducted from his bank account.
Not smart. Not smart at all.